Rector Knoxville, TN Director of Music Morristown, NJ Theologian defends universities against charges they are seedbeds of “political correctness” Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Featured Events Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Submit an Event Listing March 26, 2017 at 3:36 pm …this article demonstrates no ability to write expositorily…the author constantly speaks of the practical , with the political foundations and throws in understanding (the theoretical) whenever…how did he get a PH.D? Assistant/Associate Priest Scottsdale, AZ Rector Pittsburgh, PA Priest Associate or Director of Adult Ministries Greenville, SC Rector Washington, DC Associate Rector for Family Ministries Anchorage, AK Comments (2) Posted Mar 24, 2017 Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Assistant/Associate Rector Morristown, NJ Comments are closed. Anglican Communion, Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Susan Zimmerman says: Press Release Service Rector Tampa, FL Tags New Berrigan Book With Episcopal Roots Cascade Books Associate Rector Columbus, GA Cathedral Dean Boise, ID Rector Collierville, TN Submit a Job Listing Priest-in-Charge Lebanon, OH [Anglican Communion News Service] Higton, a professor in the Department of Theology and Religion at Durham University, has presented the fourth Dr. Rowan Williams Annual CUAC Lecture, sponsored by Colleges & Universities of the Anglican Communion. It was given at Trinity College, Toronto, earlier in March.In a lecture exploring how universities can be “good” – in the Christian sense – while also being good at the many other things expected of them, Higton defended universities against charges they are seedbeds of “political correctness.”Full article. March 27, 2017 at 8:57 pm There still remains the conflict of free speech and political correctness in a university setting. Any move to stifle free speech is a move to cut off an opinion or point of view to achieve what some feel is correct. How do you hear of other points of view? Featured Jobs & Calls Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET F William Thewalt says: Rector Belleville, IL Bishop Diocesan Springfield, IL Submit a Press Release Director of Administration & Finance Atlanta, GA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Family Ministry Coordinator Baton Rouge, LA Course Director Jerusalem, Israel The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Curate (Associate & Priest-in-Charge) Traverse City, MI Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Rector Albany, NY Rector Hopkinsville, KY This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Canon for Family Ministry Jackson, MS Missioner for Disaster Resilience Sacramento, CA Rector/Priest in Charge (PT) Lisbon, ME Rector (FT or PT) Indian River, MI Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Rector Bath, NC Rector and Chaplain Eugene, OR Theological Education Rector Martinsville, VA Rector Smithfield, NC Associate Priest for Pastoral Care New York, NY Youth Minister Lorton, VA Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Curate Diocese of Nebraska Assistant/Associate Rector Washington, DC Rector Shreveport, LA
“COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/83583/ad-classics-frank-lloyd-wright-ennis-house Clipboard Houses Projects Year: AD Classics: Ennis House / Frank Lloyd WrightSave this projectSaveAD Classics: Ennis House / Frank Lloyd Wright AD Classics: Ennis House / Frank Lloyd Wright United States 1924 CopyAbout this officeFrank Lloyd WrightOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsArchitecture ClassicsResidential ArchitectureHousesLos AngelesHousesUnited StatesPublished on October 24, 2010Cite: Megan Sveiven. “AD Classics: Ennis House / Frank Lloyd Wright” 24 Oct 2010. ArchDaily. Accessed 12 Jun 2021.
ArchDaily Architects: SPEAC Area Area of this architecture project Photographs Save this picture!© Masao Nishikawa+ 15 Share Japan Apartments Area: 383 m² Year Completion year of this architecture project Photographs: Masao Nishikawa Text description provided by the architects. An apartment for rent that built in residential area near from center of Fukuoka in Japan. It has 14 dwelling units. Our client required an apartment that keeps being loved long. We came to the conclusion “Tower of diamond-shaped plan” after a lot of studies.Save this picture!© Masao NishikawaRecommended ProductsEnclosures / Double Skin FacadesFranken-SchotterFacade System – LINEAEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsTo be loved long following 4 points are required. -High ceiling -View -Lighting and ventilation from two or more azimuths -High earthquake-resistant performance Save this picture!sectionIt sounds like all ordinary, but is the contents which are apt to be sacrificed by the reason of economic rationality (the biggest capacity digestion, building cost minimization) in the design of apartment for rent in Japan. At first we thought to make a building high to secure high ceiling and view. Regulation of shadow prescribed the upper limit of the height at this site. As a result of having examined various building forms, we found placement and the shape of plan which could make a building high as we wanted. We put a building to the south side of the site as much as possible and made diamond-shaped plan which put the angles of the wall of the north and south surface together to a sunlight angle at 8:00 a.m. at winter solstice. Furthermore, by the distance from the site border in the north side, there is not the occlude feeling in the lower floor either. Save this picture!© Masao NishikawaNext, Typical floor consists of 2 dwelling units (for each 50m2) to get enough lighting and ventilation and each dwelling unit faced outside in 3 directions. Save this picture!planAnd we set setting against the horizontal power of the earthquake to 1.25 times that became the same level as a public building. Assuming it, we made members of structure into minimum size to make space with feeling of strain and expanseProject gallerySee allShow lessSOM Wins 2011 AIA Institute Honor Award for Regional and Urban DesignArticlesKaroo Wilderness Center / Field ArchitectureArticlesProject locationAddress:Fukuoka, Fukuoka Prefecture, JapanLocation to be used only as a reference. It could indicate city/country but not exact address. Share “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/135286/apartment-in-akasaka-fukuoka-speac Clipboard Apartment in Akasaka-Fukuoka / SPEACSave this projectSaveApartment in Akasaka-Fukuoka / SPEAC Year: Projects Apartment in Akasaka-Fukuoka / SPEAC “COPY” 2011 CopyApartments•Fukuoka, Japan ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/135286/apartment-in-akasaka-fukuoka-speac Clipboard CopyAbout this officeSPEACOfficeFollowProductConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsDabasFukuokaHousing3D ModelingJapanPublished on May 17, 2011Cite: “Apartment in Akasaka-Fukuoka / SPEAC” 17 May 2011. ArchDaily. Accessed 12 Jun 2021.
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Tagged with: charity of the year corporate 27 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis International bank Santander is inviting national UK charities to apply to become its fourth charity of the year for 2011.With over 1,300 branches across the UK, Santander raised over £200,000 for its charity of the year Help the Hospices in 2009 and is well on its way to reaching the £250,000 target for Cancer Research UK.Santander is looking for a specific project to fund run by a national UK charity “which resonates with staff and customers”. In the past, Santander has provided a playroom, a three-year arts programme and a helpline.Sheralee Morris, Community Relations Manager at Santander said: “With three consecutive years of brilliant volunteering and fundraising initiatives, we are seeing more support than ever from Santander staff and are keen to extend this commitment to another worthy cause in 2011. Santander employs over 25,000 employees across the UK so there is real scope to exceed all targets and make this our most successful partnership to date.”www.aboutsantander.co.uk About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Howard Lake | 10 May 2010 | News Santander invites applications to be its next charity of the year
Members of Steelworkers Local 13-1 begin returning to work at Marathon Oil’s Galveston Bay Refinery (GBR) on July 6. After 143 days on the picket line and two contract rejections, on June 23 the Marathon strikers voted by a slim margin to accept a contract with improved safety language. The 1,200 workers were the last to ratify a contract in a strike that hit 15 facilities of several oil companies.Involving 7,000 workers at its peak, the strike began Feb. 1, with safety as the overriding issue. The United Steelworkers International called the unfair labor practice strike after the lead industry negotiator, Shell, refused to bargain in good faith over job elimination and excessive overtime that was causing frequent injuries and even fatalities.Between March and May, locals in the Midwest, Southwest and on the West Coast ratified local contracts. The corresponding return-to-work agreements delay, over a period of weeks, the time from when the strike pickets came down to when union members were back on the job. Some Marathon strikers will not start earning a paycheck until July 18.The safety record of GBR, located in Texas City, near Houston, explains why the strike there lasted the longest. There have been 35 fatalities in 35 years, including 15 workers killed in a 2005 explosion. The union then negotiated stronger safety protections from BP, the owner of GBR at the time. Marathon’s desire to gut these protections, using the reasoning that, “It wasn’t us, it was BP,” is a major reason why Local 13-1 rejected the company’s two previous offers by a wide margin.Just last year, an explosion at GBR left a worker critically injured. During the course of the strike, picketers observed several fires and there have been two incidents this year that led to the release of 128,000 pounds of toxic silica and aluminum oxide into the local community.The company’s callous disregard for workers’ lives was clearly demonstrated in March during a union memorial on the tenth anniversary of the fatal explosion. Marathon called the police to prevent mourners from placing 35 crosses—for 35 workers killed in 35 years—on refinery grounds. In a tearful ceremony, unionists read the names of the dead and planted crosses on a nearby highway median. Hours later, Marathon managers ripped the crosses out of the ground.Marathon’s hard line was met with strong solidarity throughout the long strike. Supporters braved bitter February cold to march on company headquarters in Findlay, Ohio. Union members amassed outside a shareholder meeting and three speakers inside confronted the company on its gross disregard of worker safety.As they go back into the refinery, these union members will maintain a watchful eye on a management all-too-willing to cut corners when it comes to worker safety.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Kamila ShamsieHundreds of authors have publicly denounced the revocation of a German literary prize, the Nelly Sachs Award for Literature, from esteemed writer Kamila Shamsie because of her support for the pro-Palestinian Boycott, Divest and Sanctions campaign. An open letter entitled “The Right to Boycott,” published Sept. 23 in the London Review of Books, lists over 300 prominent writers who back Shamsie and assert that the prize’s judges are punishing “an author for her human rights advocacy.” (Text and full list of signers: tinyurl.com/y6t4tgqn) Over 100 authors signed the letter immediately after it was disseminated by Ahdaf Soueif and Omar Robert Hamilton, co-founders of the Palestine Festival of Literature.It is “a matter of outrage,” stressed Shamsie, referring to rescinding the book prize awarded to her by the city of Dortmund. Judges blatantly stated their reason for withdrawing the award on Sept. 18: Shamsie’s pro-Palestinian activism, especially her support for the BDS movement directed at the Israeli state.The eight-member jury gave Shamsie the award “for her outstanding literary work” which “builds bridges between societies” on Sept. 6. Shamsie, who was born and grew up in Karachi, Pakistan, before moving to London, is a highly acclaimed writer and won the Women’s Prize for Fiction in 2018 and was longlisted for the Booker Prize in 2017. The Nelly Sachs prize is named for a German-Jewish Nobel Laureate poet and is given to writers promoting “tolerance and reconciliation.” Except, apparently, when it involves supporters of the Palestinian people. In addition to stripping Shamsie of the book prize due to her principled activism, the Dortmund judges refused to publish her response when they issued the press release announcing the award’s revocation, although she requested they do so.Support the BDS movement!In her statement, Shamsie asserted: “It is a matter of great sadness to me that a jury should bow to pressure and withdraw a prize from a writer who is exercising her freedom of conscience and freedom of expression; and it is a matter of outrage that the BDS movement (modeled on the South African boycott) that campaigns against the government of Israel for its acts of discrimination and brutality against Palestinians should be held up as shameful and unjust.” (@Art4PalestineUK)The author also rebuked the Israeli state: “In the just-concluded Israeli elections, Benjamin Netanyahu announced plans to annex up to one-third of the West Bank, in contravention of international law, and his political opponent Benny Gantz’s objection to this was that Netanyahu had stolen his idea, this closely following the killing of two Palestinian teenagers by Israeli forces…In this political context, the jury of the Nelly Sachs prize has chosen to withdraw their award from me on the basis of my support for a nonviolent campaign to bring pressure on the Israeli government.” In May, Germany’s Parliament condemned the BDS movement as “anti-Semitic,” a wholly false equivalence. Opposing the Israeli state’s brutality against the Palestinian people and violent occupation of the West Bank, Gaza and East Jerusalem is a principled position supported by millions of people worldwide. Sixty Jewish academics, including some Israeli residents, publicly criticized Germany’s decision, calling it “part of a trend ‘labeling supporters of Palestinian human rights as antisemitic.’” (Guardian, Sept. 19) The writers’ open letter cites 40 progressive Jewish organizations which say blending anti-Jewish bigotry with opposition to Israeli policies and apartheid “undermines both the Palestinian struggle for justice, freedom and equality and the global struggle against antisemitism.” It also shields Israel “from being held accountable to universal standards of human rights and international law.”Members of the BDS movement, founded by Palestinian activists in 2005, criticized the German government’s “complicity in Israel’s crimes of military occupation, ethnic cleansing, seige and apartheid.” (middleeasteye.net, Sept. 18) These crimes include the fatal shooting by Israeli soldiers of the two youth mentioned in Shamsei’s statement — Ali al-Ashqar, 17, and Khaled al-Ribie, 14. They were marching with 5,000 Palestinians at the Gaza-Israel border on Sept. 6. Army troops injured 76 protesters.Another Sept. 18 Middle East Eye article reported that five Israeli armed guards killed a Palestinian woman who had “seemingly” entered the wrong end of the Qalandiya checkpoint in the Occupied West Bank, while trying to reach the bus section. Israeli troops prevented medics from providing emergency care to her. To support BDS, Shamsie will not allow her works to be published in Israel, as “[T]here is no Israeli publisher who is completely unentangled from the state.” She won’t “cross the global picket line formed by Palestinian civil society, which has asked [supporters] to not cooperate with organizations that are complicit with the Israeli state.” (mhpbooks.com, July 18, 2018) “If a BDS-compliant Israeli publisher existed, I would be happy to have them publish my work,” said Shamsie. (Guardian, Sept. 19) FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Business News HerbeautyTiger Woods Is ‘Different Man’ 10 Years After ScandalHerbeautyHerbeautyHerbeautyAncient Beauty Remedies From India To Swear By For Healthy SkinHerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeauty5 Things To Avoid If You Want To Have Whiter TeethHerbeautyHerbeautyHerbeautyIt Works Great If Weight Loss Is What You’re Looking For!HerbeautyHerbeautyHerbeautyThe Most Heartwarming Moments Between Father And DaughterHerbeautyHerbeauty Make a comment Community News center column 2 Adult Swim Waterworks Aquatics is known for its swimming programs that emphasize muscle memory and technique refinement. As effective as it is for kids, not many know that it works just as well for adults. By FRANZ A.D. MORALES Published on Thursday, July 11, 2013 | 1:47 pm Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena Your email address will not be published. Required fields are marked * Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. Community News EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS First Heatwave Expected Next Week Knowing how to swim is one of those life skills everyone is assumed to know as soon as they hit adulthood. However, not all adults know how to swim. Whether it’s because they had a traumatic experience as a child, or simply because there were no opportunities to learn growing up, the good news is that it’s never too late to learn.Waterworks Aquatics offers adult lessons to beginners to help them conquer their fear of the water, or even to triathletes looking to improve their technique.The facility’s trained instructors guide students through basic skills, and lessons are tailored to meet the needs of the individual. It doesn’t matter if you have zero swimming ability, or if all you know is to float, all that matters is your willingness to learn.Understandably, many adults are not comfortable learning how to swim in public, which is why adult swimming lessons at Waterworks Aquatics are private and are scheduled according to instructor availability.For those who already know how to swim but are looking to improve their technique, Waterworks Aquatics also offers a stroke clinic where students, both young and old, have the opportunity to strengthen their technical foundation. The stroke clinic emphasizes on technique over speed, with speed coming after technique is mastered.In other words, if the technique is there, the speed will come.Whether you are a budding triathlete, or just a regular adult looking to add swimming to your list of life skills, Waterworks Aquatics is where you want to be. With 2 indoor heated pools, you can be sure that there will always be enough space for you and your family to swim, learn, and have fun comfortably and safely.Waterworks Aquatics is located at 2290 East Foothill Blvd., and is open Monday to Friday from 8:00 am to 8:00 pm, Saturday from 8:00 am to 5:00 pm, and Sunday from 8:00 am to 4:00 pm.To learn more what Waterworks Aquatics has to offer, visit http://www.waterworksswim.com or call (626) 836-1200. You can also email [email protected] for more information. Name (required) Mail (required) (not be published) Website More Cool Stuff Top of the News Subscribe 13 recommended0 commentsShareShareTweetSharePin it faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy
Linkedin NewsLocal NewsHappy pills no laughing matterBy admin – October 15, 2009 864 13 year-old hospitalised after taking ‘Jokers’LAWS governing the sale of hallucinogenic and other stimulants from head shops have been questioned by the mother of a young teenage girl, who was hospitalised after purchasing and consuming party pills – otherwise known as happy pills – that she was told would “make her laugh”.Sign up for the weekly Limerick Post newsletter Sign Up This newspaper was contacted by the mother of the 13-year-old girl who lost feeling in both her legs and collapsed before being rushed to the Regional Hospital, where she was placed on a heart monitor.Now she warns parents of the dangers of some products available for sale in head shops.The girl was twice refused in separate head shops before finally purchasing a packet of ‘Jokers’ (party pills containing a mixture of ketones, herbal extracts and glucose).After taking the pills with her friend, both felt immediately ill. One claimed to have lost feeling in her hands, while the other collapsed and had to be taken to hospital.Both parents contacted the Gardai, but were alerted that no legislation exists to prohibit the sale of these products to anyone under 18.It is alleged when they bought the pills, they enquired as to what the effects they would have, and were reportedly informed that it would make them laugh.Robert Gardiner, proprietor of the city centre head shop Dark Side, stated: “Consumption of those pills for girls of that age would have the same effect as drinking 10 cans of red bull because of the high caffeine content.“The effects would vary from person to person. However, a child consuming those pills would be a lot more at risk than a person over the age of 18”.Although it is legal for shops to sell party pills and herbal incenses to all ages, local head shop owners are adamant that they refuse to sell their products to people under 18.The parents concerned fear that children might be at risk from taking party pills.They are calling for legislation to be brought in to ban the sale of these products to people under the age of 18.A legal source informed this newspaper of the grey area which these products fall into: “There seems to be no legislative powers in place as these products do not fall under the Misuse of Drugs Act, which would make them illegal. They are not regulated by the Pharmacies Act, where a prescription would be required; however any of the tobacco products would not available for sale to anyone under 18”.Local Labour TD, Jan O’ Sullivan, who has voiced her concerns about head shops in the past, said: “We clearly have a big problem that is directly affecting younger people”.After learning of the incident involving the girl being hospitalised, Deputy O’Sullivan is to put a Parliamentary question to the Dáil this week regarding the legal grey area which exists.A Limerick doctor, who preferred not to be identified, agreed with Deputy O’Sullivan’s concerns.“I have seen similar cases in the past”, he said.Robert Gardiner said, “A child consuming these pills would be a lot more at risk than a person over the age of 18” Email WhatsApp Advertisement Print Facebook Twitter Previous articleReported crime down in city and countyNext articleUnusual position for Munster admin
Home / Daily Dose / The Mortgage Patch and Default Risk The American Enterprise Institute’s (AEI) latest Housing Market Indicators identified tightening credit. The Composite NMRI for purchase loans declined 0.4 percentage points year-over-year, the fifth month for this trend.The First-time Buyer (FTB) MRI continued to decrease led by Fannie Mae, which has been tightening since March 2019. FHA’s First-time Buyer MRI stood at 27.8% in October, down 0.7 percentage points from a year earlier.“While this change is encouraging, the decrease is coming off of very high risk levels and more needs to be done,” AEI said.AEI also analyzed housing finance reform and the patch: AEI’s report covered the impact adopting an average prime offer rate (APOR) spread rule would have compared to the Patch.According to First American, “adopting an APOR rate spread rule is worse than the Patch and would be dangerous.”“Replacing the Patch with the APOR would not provide friction to the unsustainable home price boom, particularly for entry-level buyers,” the report states.AEI also states that a safer solution than APOR would be to eliminate the 43% DTI limit applicable to QM loans and substitute a stressed Mortgage Default Rate (MDR) limit, “which actually captures risk holistically, while ensuring responsible, affordable mortgage credit availability.”As AEI says, there is a wide variation in the Mortgage Default Rate as APOR only captures risk accurately on average. According to the proposal, eliminating the 43% DTI limit applicable to QM loans and substitute a stressed Mortgage Default Rate (MDR) limit, the change would address concerns that several institutions have expressed in comment letters.For example, the Housing Policy Council recommends elimination of DTI requirement and use of rate spread as a more “holistic approach.” Urban Institute has als stated that “DTI ratio by itself does not capture credit risk comprehensively.” The Mortgage Patch and Default Risk Servicers Navigate the Post-Pandemic World 2 days ago default Finance mortgage Patch 2020-01-29 Seth Welborn Sign up for DS News Daily About Author: Seth Welborn Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Financial Services Committee Voices Opposition to Changes to CRA Next: Disasters and Defaults: A Retrospective Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, News Share Save Demand Propels Home Prices Upward 2 days ago January 29, 2020 944 Views Tagged with: default Finance mortgage Patch Data Provider Black Knight to Acquire Top of Mind 2 days ago Print This Post Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Related Articles Subscribe
Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago About Author: Rachel Williams The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Coronavirus COVID-19 HOUSING HUD Mortgages Secretary Ben Carson U.S. Department of Housing and Urban Development Coronavirus COVID-19 HOUSING HUD Mortgages Secretary Ben Carson U.S. Department of Housing and Urban Development 2020-03-14 Rachel Williams in Daily Dose, Featured, Foreclosure, Government, News The Best Markets For Residential Property Investors 2 days ago Related Articles Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Rachel Williams attended Texas Christian University (TCU), where she graduated with Magna Cum Laude with a dual Bachelor of Arts in English and History. Williams is a member of Phi Beta Kappa, widely recognized as the nation’s most prestigious honor society. Subsequent to graduating from TCU, Williams joined the Five Star Institute as an editorial intern, advancing to staff writer, associate editor and is currently the editor in chief and head of corporate communications. She has over a decade of editorial experience with a primary focus on the U.S. residential mortgage industry and financial markets. Williams resides in Dallas, Texas with her husband. She can be reached at [email protected] Demand Propels Home Prices Upward 2 days ago HUD Suspends Face-to-Face Requirement in Response to COVID-19 Early Saturday morning, the U.S. Department of Housing and Urban Development (HUD) issued a partial waiver of 24 CFR 203.604, a servicing policy requiring mortgagees to establish in-person contact with borrowers during early default intervention. This suspension was issued in response to public concerns over the spread of COVID-19.In the partial waiver, which was signed late Friday evening, The Hon. Brian D. Montgomery, Assistant Secretary for Housing – Federal Housing Commissioner states that the policy “is not practical given the public health recommendations being disseminated by local, state, andfederal government agencies to limit contact between individuals, in order to containthe spread of the COVID-19 virus.”In place of the face-to-face requirement, the partial waiver outlines that mortgagees must establish contact via alternate methods, such as phone interviews, email, or video conferencing technology such as skype. This partial waiver is limited to a 12-month period and does not apply to face-to-face requirements in place for the Section 248 insurance program.Montgomery goes on to write that without this measure there would be a risk of “non-compliance by mortgagees as well as borrowers. . . . [that] could hinder the servicing of FHA-insured loans.”HUD also affirmed uninterrupted operations for its partners, stating, “the Federal Housing Administration (FHA) wants to assure its mortgagees and other interested stakeholders of its continued business operations in this evolving environment. Should FHA Single Family be required to close some or all its offices, our business operations will continue as usual; however, with some possible delays.”To address additional concerns stemming from COVID-19, the office released a “COVID-19 Questions and Answers” document. In it, FHA outlines loss-mitigation options available to borrowers who may be negatively impacted by the coronavirus, stating:As with any other event that negatively impacts a borrower’s ability to pay their monthly mortgage payment, FHA’s suite of loss mitigation options provides solutions that mortgagees should offer to distressed borrowers–including those that could be impacted by the Coronavirus–to help prevent them from going into foreclosure. An example of one of these options is our Special Forbearance for unemployed borrowers. The SFB-Unemployment Option is a Home Retention Option available when one or more of the Borrowers has become unemployed and this loss of employment has negatively affected the Borrower’s ability to continue to make their monthly Mortgage Payment.In a statement earlier this week, Federal Housing Finance Agency (FHFA) Director Mark Calabria also addressed how the FHFA, as well as Fannie Mae and Freddie Mac, are focusing their response by providing guidance to servicers.“To meet the needs of borrowers who may be impacted by the coronavirus, last week Fannie Mae and Freddie Mac reminded mortgage servicers that hardship forbearance is an option for borrowers who are unable to make their monthly mortgage payment,” Calabria said.In addition, industry groups are coming together to support homeowners who may impact impacted by COVID-19. On Friday, DS News reported that under the direction of the National Mortgage Servicing Association (NMSA), leaders from across the mortgage industry are joining forces to create the COVID-19 Mortgage Industry Task Force (ITF) to coordinate on processes, procedures, and policies related to the crisis.More than 25 mortgage banks and nonbank servicers, legal professionals, and service providers will take part in the coalition.”The speed of response from the industry has been unparalleled,” said Ed Delgado, President and CEO of Five Star Global. “We will continue to work with industry groups such as the Mortgage Bankers Association to focus on practical solutions for both the near-term and long-term impacts of COVID-19, in order to assist homeowners and to ensure the stability of the American housing market.” Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago March 14, 2020 16,780 Views Previous: Casting a Net for Cybersecurity Next: Biden, Sanders Address Possible Bailout & Mortgage Impact During Presidential Debate Home / Daily Dose / HUD Suspends Face-to-Face Requirement in Response to COVID-19 Subscribe