Governmental Measures Target Expanded Access to Affordable Housing 2 days ago According to NPR, a proposal from HUD on the Fair Housing Act would target “disparate impact,” or unintentional discrimination. Critics of the proposed rule have stated that it would limit the ability to fight discrimination in housing.”It’s important because it allows us to really get at discrimination that’s not intentional,” says Nikitra Bailey, a lawyer with the nonprofit Center for Responsible Lending on NPR.According to Roger Clegg, President of the Center for Equal Opportunity, “There are always going to be racially disproportionate results for any policy.””If you have a landlord who says, ‘I’m not going to rent to people with a history of violent crime,’ ” Clegg says. “The fact that that has a racially disproportionate result does not make it discrimination.”According to NPR, HUD says it can’t comment on the proposed rule yet. But in an earlier statement, HUD Secretary Ben Carson said the department “remains committed to making sure housing-related policies and practices treat people fairly.”According to an article by economist John Wake in Forbes, the black homeownership rate is not vastly different now than what it was when the 1968 Fair Housing Act became law.Wake notes that black homeownership increased by 20% from 1950 to 1970, before housing discrimination was outlawed. Since the Act, however, the rate has remained flat. Wake offers some possible explanations.Wake notes that, as a form of compromise, the Fair Housing Act did not include strong enforcement powers.“Just four months after the Fair Housing Act was signed into law, the Housing and Urban Development Act of 1968 was signed into law,” Wake said. “It included the soon to be infamous Section 235 program from FHA that let lower-income people who couldn’t qualify for other mortgages get these new subsidized mortgages with down payments as low as $200 and subsidized, below-market interest rates as low as 1%.”HUD’s proposal is expected to be released sometime in August. HUD Addresses Discrimination in Housing in Daily Dose, Featured, Government, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Previous: Home Flipping by City Next: Experian Hires Mortgage Veteran Susan Allen Share Save About Author: Seth Welborn Tagged with: Discrimination Fair Housing Act HUD Print This Post Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago August 1, 2019 1,131 Views Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Discrimination Fair Housing Act HUD 2019-08-01 Seth Welborn Home / Daily Dose / HUD Addresses Discrimination in Housing The Best Markets For Residential Property Investors 2 days ago Subscribe Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer.
National Life Insurance Company (National Life) headquartered in Montpelier, Vermont, today announced that it has completed a $200 million surplus note offering.“We are very pleased with the completion of this surplus note offering,” said Mehran Assadi, president and chief executive officer of National Life Group, the parent company of National Life Insurance Company.“The capital raised in this offering will help us finance our current strong sales growth and broaden our options for future growth,” said Assadi.“I believe the success of this sale speaks highly about our financial strength and the confidence of the market in our company,” he said.The National Life note will mature in 2039.About National Life Group – www.nationallife.com(link is external) ~ www.facebook.com/nationallife(link is external)National Life Group®, a Fortune 1000 company, serves more than 850,000 customers. The Group is made up of its flagship company, National Life Insurance Company, founded in Montpelier, Vermont in 1848; Life Insurance Company of the Southwest, Dallas, Texas, and Sentinel Investments, Equity Services, Inc. and National Retirement Plan Advisors, all located in Montpelier.National Life Group® is a trade name representing various affiliates that offer a variety of financial service products. National Life Insurance Company is licensed in all 50 states and the District of Columbia. Life Insurance Company of the Southwest, Dallas, TX is licensed to do business in all states except New York. Equity Services, Inc., Member FINRA/SIPC, is a Broker/Dealer and Registered Investment Adviser. Sentinel Investments® is the unifying brand name for Sentinel Financial Services Company, Member FINRA/SIPC, Sentinel Asset Management, Inc., and Sentinel Administrative Services, Inc. Each company of the group is solely responsible for its own financial condition and contractual obligations.Source: Montpelier, Vermont (September 24, 2009) – National Life Insurance Company.
FacebookTwitterLinkedInEmailPrint分享Quartz:In 2015, the BRICS nations—Brazil, Russia, India, China, and South Africa—set up a jointly funded alternative to the World Bank and the International Monetary Fund, calling it the New Development Bank. This past weekend, they watched as the first project it financed began operations.Symbolically, the project involves solar energy, generating power from distributed rooftop installations in the Lingang industrial area of Shanghai. That’s in line with one of the bank’s founding goals: to finance sustainable development projects in the BRICS and other emerging markets.Based in Shanghai, the NDB was established with an initial subscribed capital of $50 billion, distributed equally among BRICS members. So far it’s approved about a dozen projects.The Lingang project was made possible by an NDB loan for 525 million yuan (about $80 million). Today it’s just getting started, with only a fraction of the eventual 100 megawatts of capacity going online Saturday (Sept. 2). When complete—in less than three years, if all goes to plan—it could reduce greenhouse emissions by up to 120,000 metric tons (132,277 tons), according to Xinhua (link in Chinese). The solar installations will be distributed over 1.5 sq km (.58 sq miles) of rooftops.The project meshes with China’s ambition to dominate in renewable-energy technologies, and to address the problem of its smog-filled skies. China is the world’s largest market for solar panels (measured by the number of panels), and it’s home to the world’s biggest floating solar farm.The first BRICS bank project to be up and running is, symbolically, a renewable energy plant New $50 Billion Development Bank’s First Investment Comes Online: A Solar Project in Shanghai
Park ranger in Austin pushed into lake after asking crowd to social distance Severe storms on Sunday injured hikers in two different incidents over the weekend. A woman on Kiawah Island, South Carolina was killed by an alligator on May 1. Cynthia Renee Covert was at a friend’s home when she saw an alligator in a pond near the house. Covert decided to approach the alligator, her friend told police, and was about four feet from the edge of the pond when the alligator lunged out of the water and attacked. The friend called 911 while her husband ran to the pond with a shovel and began striking the alligator, but the animal dragged Covert into the water. When police arrived, a deputy shot the alligator, hitting it four times and killing it before recovering Covert’s body. In a separate incident, a woman and man hiking in Percy Warner Park were badly injured when a tree fell. A 22-year-old woman was pinned beneath the tree, crushing her legs and shoulder. The man was more fortunate and was knocked clear of the tree as it fell. Both hikers were taken to Vanderbilt University Medical Center. Their conditions are currently unknown. Woman in SC fatally attacked by alligator A man in Austin, Texas faces a felony after shoving a park ranger at Commons Ford Ranch Metro Park into a lake after the ranger asked a crowd of people to practice social distancing. Brandon Hicks, 25, is seen in a video filmed by a bystander pushing the ranger into a shallow lake after the ranger asks a group of people to “disperse.” The Nashville Fire Department and Long Hunter State Park rangers rescued a 47-year-old man after he was struck by a tree while hiking on Sunday. The man suffered a severe back injury and was taken to Vanderbilt Medical Center. The man was hiking with his child and brother. The child was also hit by the tree and was taken to the hospital by the brother, where he was described as “alert.” Hikers in two separate incidents struck by falling trees near Nashville Hicks has been released from jail on $7,500 bond and is due in court on June 19. A person found guilty of a state jail felony faces a sentence of 180 days to two years, CNN reports. As a result of the incident, rangers in Austin are now required to approach groups in teams of two.
8 Sep 2013 County champions line up for Woodhall Spa weekend The champions from every English county will descend on England Golf’s headquarters at Woodhall Spa this weekend (14th – 15th September) for their respective national champions event, boys, men and seniors, over the testing Hotchkin Course. All three championships are over 36 holes, the boys on Saturday, the men on Sunday while the seniors play one round on each day. The Boys’ event, which kicks off proceedings on Saturday morning, includes two players involved for England in the recent Boys Home Internationals, Adam Chapman (Windermere, Cumbria) and Harry Ellis (Meon Valley, Hampshire IoW &CI). Chapman (Image © Leaderboard Photography), the Cumbrian boys’ champion, made his England debut in this year’s European Boys Team Championships. He also finished runner-up in the Sir Henry Cooper Junior Masters and was joint third in the McEvoy Trophy. Ellis was English champion in 2012 which earned him selection for last year’s Home Internationals. He earned his first boys cap in this year’s European Boys Team Championships and was runner-up in the Michel Carlhian Trophy in France, second in the Hampshire Hog and third in the McEvoy Trophy. Also in the field of 31 boys county champions is Herman Loubser (Mount Murray, Isle of Man) who finished equal fourth in the English Boys under 14 Championship for the Reid Trophy while he made his England debut in the under 16 international with Spain and also played against Wales. Others competing include Jack Dyer (Rochford Hundred, Essex), the English Schools under 16 champion, and three more under 16 caps, Lewis George (Delamere Forest, Cheshire), Harry Hall (West Cornwall) and Christopher Handy (South Moor, Co Durham). The 32-strong field for the men’s event includes John Longcake (Silloth-on-Solway, Cumbria), three times a winner of the English Mid Amateur Championship for the Logan Trophy, who will look to improve on his runner-up spot in the County Champions event in 2008. He faces strong opposition from the likes of Haydn McCullen (Delamere Forest, Cheshire), the Lancashire champion and boys champion and a boy international, who is flying back from representing England in the Canadian International Junior Challenge to compete, and the vastly experienced David Gibson (Cosby, Leicestershire & Rutland), a stalwart of golf in his county. Another challenger could be Bobby Keeble (Crowlands Heath, Essex), another boy cap and runner-up in the Boys under 18 Championship last year, and Kevin Moore (Douglas, Isle of Man), a former member of the England Youth squad and sixth in this event in 2004. The Seniors’ field of 33 includes several internationals, including the current English and Scottish Seniors Open champion Richard Latham (Woodhall Spa, Lincolnshire), who knows the Hotchin Course well as he is the Golf Manager at Woodhall Spa. Latham won the English title at Bristol & Clifton just three weeks after turning 55. He also won the Scottish Seniors Open and Lincolnshire Senior titles and was duly called up to represent England in the European Senior Men’s Team Championships in Hungary. Other internationals in the seniors event include Latham’s England team-mate Charles Banks (Stanton-on-the-Wolds, Nottinghamshire) and past Seniors champion Chris Reynolds (Littlestone, Kent). The international theme continues with Welsh senior caps John Whitcutt (Burnham & Berrow, Somerset) and Basil Griffiths (Llanymynech, Shropshire & Herefordshire).
Facebook0Tweet0Pin0Submitted by Washington Department of Fish and WildlifeThe first October 2018 recreational razor clam opener remains tentative as the marine toxin tests are completed. Those tentative opening dates are;Oct. 11, Thursday, 8:58 p.m.; -0.6 feet; Twin Harbors, MocrocksOct. 12, Friday, 9:41 p.m.; -0.3 feet; Twin Harbors, CopalisOct. 13, Saturday, 10:26 p.m.; +0.1 feet; Twin Harbors, MocrocksThe following are the results from the first round of tests. The details with the tentative dates through December that were previously announced can be found at: http://wdfw.wa.gov/fishing/shellfish/razorclams/current.htmlMARINE TOXIN UPDATE:Listed below are the most recent marine toxin levels, as announced by the Washington Department of Health (WDOH) on September 28, 2018. This is the FIRST of two rounds of razor clam samples required by WDOH before any recreational razor clam opener. As you can see, these samples are all below the action level for Amnesic Shellfish Poisoning (ASP) from Domoic Acid, Paralytic Shellfish Poison (PSP) and Diarrhetic Shellfish Poison (DSP). The second and final round of sampling is scheduled for Thursday October 4 with results by Monday October 8.Recall, before a beach can be opened for the harvest of razor clams, WDOH protocol requires that all razor clam samples collected from that beach must test under the action level (20 ppm for domoic acid; 80 µg/100g for PSP; and 16 µg/100g for DSP) on both of the two required sample collections.Note that in all of these samples; only razor clam meat tissue is tested.These samples were all collected on 9/26/18.9/26/18; Long Beach Area E (north):domoic acid = 1 ppmPSP = none detectedDSP = none detected9/27/18; Twin Harbors Area CL (middle):domoic acid = 1 ppmPSP = none detectedDSP = none detected9/27/18; Copalis Area XL (middle)domoic acid = 1 ppmPSP = none detectedDSP = none detected9/27/18; Mocrocks Area BC (south)domoic acid = 1 ppmPSP = none detectedDSP = none detectedFor more information on razor clams, including how seasons are set, population sampling techniques and how to dig, clean and cook razor clams please see the following link:http://wdfw.wa.gov/fish/shelfish/razorclm/razorclm.htm