HUD Suspends Face-to-Face Requirement in Response to COVID-19

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago About Author: Rachel Williams The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Tagged with: Coronavirus COVID-19 HOUSING HUD Mortgages Secretary Ben Carson U.S. Department of Housing and Urban Development Coronavirus COVID-19 HOUSING HUD Mortgages Secretary Ben Carson U.S. Department of Housing and Urban Development 2020-03-14 Rachel Williams in Daily Dose, Featured, Foreclosure, Government, News The Best Markets For Residential Property Investors 2 days ago Related Articles  Print This Postcenter_img Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save Rachel Williams attended Texas Christian University (TCU), where she graduated with Magna Cum Laude with a dual Bachelor of Arts in English and History. Williams is a member of Phi Beta Kappa, widely recognized as the nation’s most prestigious honor society. Subsequent to graduating from TCU, Williams joined the Five Star Institute as an editorial intern, advancing to staff writer, associate editor and is currently the editor in chief and head of corporate communications. She has over a decade of editorial experience with a primary focus on the U.S. residential mortgage industry and financial markets. Williams resides in Dallas, Texas with her husband. She can be reached at [email protected] Demand Propels Home Prices Upward 2 days ago HUD Suspends Face-to-Face Requirement in Response to COVID-19 Early Saturday morning, the U.S. Department of Housing and Urban Development (HUD) issued a partial waiver of 24 CFR 203.604, a servicing policy requiring mortgagees to establish in-person contact with borrowers during early default intervention. This suspension was issued in response to public concerns over the spread of COVID-19.In the partial waiver, which was signed late Friday evening, The Hon. Brian D. Montgomery, Assistant Secretary for Housing – Federal Housing Commissioner states that the policy “is not practical given the public health recommendations being disseminated by local, state, andfederal government agencies to limit contact between individuals, in order to containthe spread of the COVID-19 virus.”In place of the face-to-face requirement, the partial waiver outlines that mortgagees must establish contact via alternate methods, such as phone interviews, email, or video conferencing technology such as skype. This partial waiver is limited to a 12-month period and does not apply to face-to-face requirements in place for the Section 248 insurance program.Montgomery goes on to write that without this measure there would be a risk of “non-compliance by mortgagees as well as borrowers. . . . [that] could hinder the servicing of FHA-insured loans.”HUD also affirmed uninterrupted operations for its partners, stating, “the Federal Housing Administration (FHA) wants to assure its mortgagees and other interested stakeholders of its continued business operations in this evolving environment. Should FHA Single Family be required to close some or all its offices, our business operations will continue as usual; however, with some possible delays.”To address additional concerns stemming from COVID-19, the office released a “COVID-19 Questions and Answers” document. In it, FHA outlines loss-mitigation options available to borrowers who may be negatively impacted by the coronavirus, stating:As with any other event that negatively impacts a borrower’s ability to pay their monthly mortgage payment, FHA’s suite of loss mitigation options provides solutions that mortgagees should offer to distressed borrowers–including those that could be impacted by the Coronavirus–to help prevent them from going into foreclosure. An example of one of these options is our Special Forbearance for unemployed borrowers. The SFB-Unemployment Option is a Home Retention Option available when one or more of the Borrowers has become unemployed and this loss of employment has negatively affected the Borrower’s ability to continue to make their monthly Mortgage Payment.In a statement earlier this week, Federal Housing Finance Agency (FHFA) Director Mark Calabria also addressed how the FHFA, as well as Fannie Mae and Freddie Mac, are focusing their response by providing guidance to servicers.“To meet the needs of borrowers who may be impacted by the coronavirus, last week Fannie Mae and Freddie Mac reminded mortgage servicers that hardship forbearance is an option for borrowers who are unable to make their monthly mortgage payment,” Calabria said.In addition, industry groups are coming together to support homeowners who may impact impacted by COVID-19. On Friday, DS News reported that under the direction of the National Mortgage Servicing Association (NMSA), leaders from across the mortgage industry are joining forces to create the COVID-19 Mortgage Industry Task Force (ITF) to coordinate on processes, procedures, and policies related to the crisis.More than 25 mortgage banks and nonbank servicers, legal professionals, and service providers will take part in the coalition.”The speed of response from the industry has been unparalleled,” said Ed Delgado, President and CEO of Five Star Global. “We will continue to work with industry groups such as the Mortgage Bankers Association to focus on practical solutions for both the near-term and long-term impacts of COVID-19, in order to assist homeowners and to ensure the stability of the American housing market.” Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago March 14, 2020 16,780 Views Previous: Casting a Net for Cybersecurity Next: Biden, Sanders Address Possible Bailout & Mortgage Impact During Presidential Debate Home / Daily Dose / HUD Suspends Face-to-Face Requirement in Response to COVID-19 Subscribelast_img read more

Fourth DCA initiates e-filing as a step toward going paperless

first_img February 1, 2004 Regular News Fourth DCA initiates e-filing as step toward going paperless Fourth DCA initiates e-filing as a step toward going paperless The Fourth District Court of Appeal anticipates moving toward a paperless system in the near future and is testing the concept by first initiating an e-filing procedure.While paper filings are not yet going away, Fourth DCA Judge Martha Warner told the Appellate Practice Section at the Bar’s Miami Midyear Meeting that the court also wants lawyers to begin electronically filing their documents with the court along with the paper filings.Judge Warner said a true e-filing component will not be ready until the court obtains the necessary document management and indexing systems and institutes the rule changes necessary to move to a paperless court.“It is the up-and-coming thing,” Warner said. “We have decided to just jump in the middle of it and get going on it.”Right now, Warner said, only one state appellate court in the nation — Arizona — has gone paperless, but the Fourth DCA has put in a supplemental budget request with the legislature this year to obtain the funding needed to set up a pilot project in Florida.In the meantime, she said, the court is asking attorneys to submit a copy of all their filings with the court online instead of on disc.Judge Warner said on the court’s Web site ( there is a link on the left side that allows a lawyer to register to e-file. Once the lawyer fills out the registration information and it is verified, the court will send the lawyer an e-mail with instructions on how to file.In addition to briefs, Warner also said the court wants lawyers to file their transcripts on line “because part of the purpose of this is to assist us in letting our staff start to learn how to use and how to work with electronic documents before we actually go completely paperless.”“I happen to think this is going to be great,” Warner said.Fourth DCA docket now available online The Fourth District Court of Appeal’s docket is now available on-line.To access the docket, go to the court’s Web site at and click on “Case Docket” on the left in the blue field.last_img read more

#Donkomi: Mubarak Alhassan completes transfer to La Liga side Granada CF

first_imgLiberty Professionals midfielder, Mubarak Alhassan, has completed his transfer to Spanish La Liga outfit Granada CF after months of negotiations.Alhassan joins Granada for an undisclosed fee.The 18 year old enjoyed a stellar five months with the Scientific Soccer Lads since joining them from WAFA in October 2019.The teenager scored 5 goals and assisted another 5 in 13 games in the truncated 2019/2020 Ghana Premier League season.Alhassan joins a long list of Ghanaian players to have played for the Andalusian club including Mubarak Wakaso, Jonathan Mensah, Clifford Aboagye and Aziz Tetteh.Speaking exclusively to Citi Sports on his transfer, the highly-rated youngster, nicknamed “Aboabo Iniesta” described the move as the perfect next step in his career.“This is the best moment in my career to make this move because everyone wants an opportunity like this,” he said.“At an early age, I have always wanted to play for clubs in Spain because I see myself as an [Andres] Iniesta type of player and I was given that name too so I think it’s the best place for me to develop as at now,” Alhassan concluded.With Ghana’s borders currently closed as preventive measure against the spread of the COVID-19 pandemic, Alhassan is expected to fly out to join his new teammates as soon as the borders are opened.last_img read more

Governor Whitmer amends MI Safe Start Order to limit indoor gatherings, starting July 31

first_imgAddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to MoreAddThisStatewide, bars are closed for indoor service and indoor gatherings are restricted to no more than 10 people  LANSING, Mich. – Today, Governor Gretchen Whitmer signed Executive Order 2020–160 and Executive Order 2020-161, amending Michigan’s Safe Start Order and issuing revised workplace safeguards. Under the Safe Start Order, starting July 31, 2020, statewide indoor gatherings will be limited to 10 people and bars will be closed for indoor service across the state, including in Regions 6 and 8.    “As we see COVID-19 cases continue to rise, Michiganders cannot afford to drop our guard. We must take every step possible to saave lives, protect the brave men and women on the front lines, and avoid overwhelming our healthcare system while we continue to combat COVID-19,” said Governor Whitmer. “After seeing a resurgence in cases connected to social gatherings across the state, we must further limit gatherings for the health of our community and economy. By taking these strong actions, we will be better positioned to get our children back into classrooms and avoid a potentially devastating second wave.”    COVID-19’s resurgence is closely associated with super-spreading events at large social gatherings, often attended by young people. An outbreak at a Lansing bar has resulted in 187 infections; more than 50 cases have been linked to a single house party in Saline; and a sandbar party at Torch Lake over the July 4 weekend led to at least 43 confirmed cases. Therefore, Executive Order 2020-160 limits statewide indoor gatherings to 10 people or less and, across most of the state, limits outdoor gatherings to 100. (The outdoor gathering limits will remain at 250 in Regions 6 and 8.)   Executive Order 2020-160 also orders that bars in every region, including those in regions 6 and 8, must close for indoor service if they earn more than 70% of their gross receipts from sales of alcoholic beverages.   Under the governor’s orders, Detroit casinos will also be allowed to open on August 5, but their occupancy will be limited to 15% capacity. Casinos must also, among other things, conduct a daily entry screening protocol for customers and employees, temperature screening. Casinos must require patrons to wear a face covering, except while eating or drinking or for identification purposes.  Executive Order 2020–160 will rescind Executive Orders 2020-110, 2020-115, 2020-120, 2020-133, and 2020-143.   Information around this outbreak is changing rapidly. The latest information is available at and   To view Executive Order 2020-160 and Executive Order 2020-161, click the links below: EO 2020-161 Emerg order – Workplace safeguards.pdfEO 2020-160 Emerg order – MI Safe Start.pdfAddThis Sharing ButtonsShare to FacebookFacebookShare to TwitterTwitterShare to MoreAddThisContinue ReadingPrevious The MEA gives a failing grade to plans that would outsource virtual learningNext Michigan State Police hosts virtual recruitinglast_img read more

L.A. Clippers focused on Nets, but aware of Grammy road trip

first_imgThe last thing the Clippers want is to enter the playoffs seeded No. 8, because then they would have to play the top seed in the first round. The Clippers are currently sixth and would love to move into the top four.That would also give them homecourt advantage in the first round and, as they found out last season when they had to go all seven games to dispatch Golden State in the first round, that is vital.Power forward Blake Griffin at practice Wednesday said his team can’t be concerned with this trip right this second, but admitted to its importance.“I mean, we can’t really worry about it now, but when the time comes we really need to be playing well and we need to have a successful road trip,” he said. “Road trips like that, eight straight games on the road, it’s tough.“So we’ve gotta be together and we’ve gotta be ready for it. But we’ve gotta worry about our next upcoming games before we leave.” The most important game on the Clippers’ schedule is Thursday against the Brooklyn Nets at 7:30 p.m. at Staples Center.After all, that’s the next game and that’s where the focus should reside. The Clippers then play Sunday at Phoenix and Monday at home against Denver.Then comes the most vital part of the schedule — the eight-game Grammy road trip. It will feature stops at Utah, New Orleans, San Antonio, Brooklyn, Cleveland, Toronto, Oklahoma City and Dallas. Of those eight, only Utah does not have a realistic chance of making the postseason. Moreover, the Clippers (28-14) can’t afford to have a poor trip because they are trying to move up the ladder in the Western Conference standings. Chris Paul concurred that this upcoming roadie is critical to the team’s position.“It’ll be a big trip for us,” he said. “You know, the West is tough. Obviously, we’re in the bottom eight of the playoffs right now and that’s going to be a big test for us.”Paul no iron manNo one will ever be able to rightfully accuse Paul of not playing hurt. He’s done that plenty. But it’s interesting to know that even though he is in his 10th season, he has never played all 82 regular-season games because of injuries.He did play 80 in 2007-08 and 2010-11 with New Orleans. But the most he has played in three-plus seasons for the Clippers was 70 in 2012-13.Don’t look now, but Paul has played in all 42 games this season.“It’s crazy you said that because I actually thought about that yesterday,” Paul said to a reporter who broached the subject. “It’s a pretty good feeling, to tell you the truth. But it’s still a long way to go.“It’s crazy, when you play in the league for a while you have a lot of different goals and one of my goals has been to play in all 82 games because that’s really hard when you play a lot of minutes.”Paul averages 34.6 minutes, second only to Griffin’s 35.6. Paul is averaging 17.6 points, 9.6 assists and 1.6 steals.Scouting BrooklynThe Nets took a 17-24 record (8th place, Eastern Conference standings) into their game Wednesday at Sacramento. They are led by small forward Joe Johnson, who was averaging 15.9 points. Brook Lopez, a 7-foot, 275-pounder, averages 15.0 points and 6.2 rebounds. Point guard Deron Williams (ribs) was slated to sit out Wednesday, according to the New Jersey Record. He’s averaging 13.9 points and 6.3 assists.UP NEXTvs. Brooklyn, 7:30 p.m. Thursday, Staples Center. TV: Prime, TNT.center_img Newsroom GuidelinesNews TipsContact UsReport an Errorlast_img read more

Wellington tractor rollover at Broadway and 12th Street results in leg injury

first_img Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. There are no comments posted yet. Be the first one! Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new comments Sumner Newscow report — A tractor rollover at 12:10 p.m. today at Broadway and 12th St. south, east of the Kansas Turnpike, resulted in a man having his leg injured.A male, not named in the Wellington Fire report, was driving a tractor with a mower. The front end scoop overturned on South Broadway into a ditch trapping the individual beneath the tractor, according to a Wellington Fire Department press release. Fire and EMS personnel used extrication cutters to remove the seat and steering wheel for patient extraction. Sumner County Sheriff setup landing zone and the individual was transported to Wesley Medical Center by Eagle Med helicopter.There was one ambulance, one Wellington Fire Department administrative truck, one rescue truck on the scene.a href=””>last_img read more

Delray Beach residents say homes flooded after city took their sandbags

first_imgSome residents in Delray Beach are reporting that they experienced flooding in their homes after the city removed the sandbags they purchased and placed around their homes to help protect them from the rising waters during king tide.On resident in particular, CJ Johnson, told our news partners at CBS12 that he purchased $6,000 worth of sandbags to protect his and his neighbors’ homes. Johnson says he placed the bags in the roadway by the Intracoastal which is across the street from their homes.City officials later came out and removed the bags from the roadway“My sandbags would’ve stopped all of this and they took them away,” Johnson said.While Johnson and other residents believe the city is responsible the for damage because they removed the bags, City of Delray Beach spokeswoman Gina Carter says the sandbags caused damage to the road and would have not protected their homes from flooding.“The sandbags that were placed on the roadway by one of the residents caused a good deal of damage to the road which now needs to be repaired. It is not sound, from an engineering perspective, to put so much weight the edge of a older road. In short, the sandbags could not stay and were not providing any substantive protection to those residents from their most common flooding issue, namely ground water,” said  Carter.“Placing sandbags on a small section of roadway can not provide protection from flooding, especially if it is actually caused by ground water. In other to truly address their ground water flooding issue the homeowners would need to raise their homes,” said Carter.Eugenia DePonte, who has lived in the area for almost 30 years says he has noticed the flooding is getting worse, she continued.“It seems to be getting worse, particularly during a hurricane,”DePonte said.The city says they have plans to build a seawall to help prevent flooding, however, residents say they need a fix while that is in process.last_img read more